LIFE EVENTS
United Supermarkets gives you an opportunity to change your benefit choices during Annual Enrollment each year. Once you have made your enrollment choices, you generally cannot change them during the year. However, you may make certain changes if you experience a family status change that affects your benefits.
Typical Qualifying Events are:
You must change your benefit elections online for any life event change as soon as possible and before 60 days have passed. If you wait longer than 60 days, no changes will be made to any coverage until the next Annual Enrollment –per IRS regulations.
***You will be required to send in documentation with proof of the event.
Your Special Enrollment Rights
If you decline enrollment for yourself or you dependents (including your spouse) because of other health insurance or group health plan coverage, you may be able to enroll yourself and your dependents in the medical plan if you or your dependents lose eligibility for that other coverage (or if the employer stops contributing toward your or your dependents’ other coverage). However, you must request enrollment within 60 days after the other coverage ends (or after the employer stops contributing toward the other coverage). In addition, if you have a new dependent as a result of marriage, birth, adoption, or placement for adoption, you may be able to enroll yourself and your dependents. However, you must request enrollment within 60 days after the event.
If you decline enrollment for yourself or your dependents (including your spouse) while coverage under Medicaid or a state Children’s Health Insurance Program (CHIP) is in effect, you may be able to enroll yourself and your dependents in the medical plan if you or your dependents lost eligibility for that other coverage. However, you must request enrollment within 60 days after your Medicaid or CHIP coverage ends. If you or dependents (including your spouse) become eligible for a state premium assistance subsidy from Medicaid or CHIP program with respect to coverage in this plan, you may be able to enroll yourself and your dependents in this plan. However, you must request enrollment within 60 days after you or your dependents become eligible for the premium assistance.
Typical Qualifying Events are:
- Loss of coverage elsewhere
- Gain of coverage elsewhere
- Birth
- Marriage
- Adoption
- Suit for adoption
- Divorce
- Child becomes ineligible
- Death
You must change your benefit elections online for any life event change as soon as possible and before 60 days have passed. If you wait longer than 60 days, no changes will be made to any coverage until the next Annual Enrollment –per IRS regulations.
***You will be required to send in documentation with proof of the event.
Your Special Enrollment Rights
If you decline enrollment for yourself or you dependents (including your spouse) because of other health insurance or group health plan coverage, you may be able to enroll yourself and your dependents in the medical plan if you or your dependents lose eligibility for that other coverage (or if the employer stops contributing toward your or your dependents’ other coverage). However, you must request enrollment within 60 days after the other coverage ends (or after the employer stops contributing toward the other coverage). In addition, if you have a new dependent as a result of marriage, birth, adoption, or placement for adoption, you may be able to enroll yourself and your dependents. However, you must request enrollment within 60 days after the event.
If you decline enrollment for yourself or your dependents (including your spouse) while coverage under Medicaid or a state Children’s Health Insurance Program (CHIP) is in effect, you may be able to enroll yourself and your dependents in the medical plan if you or your dependents lost eligibility for that other coverage. However, you must request enrollment within 60 days after your Medicaid or CHIP coverage ends. If you or dependents (including your spouse) become eligible for a state premium assistance subsidy from Medicaid or CHIP program with respect to coverage in this plan, you may be able to enroll yourself and your dependents in this plan. However, you must request enrollment within 60 days after you or your dependents become eligible for the premium assistance.